Claims rate sheet

Every claim CAIRL evaluates, and what it costs per check.

Metered pays these rates. Contract is 10-20% off. Enterprise is negotiated.

Prices in US cents. US-issued IDs only. International on the roadmap.

Identity

8 claims

Derived from the Identity Control Center.

Claim	Source	Price lot
identity.verified.v1.standard	ICC	2 / $0.01
identity.human.v1.standard	ICC	2 / $0.01
identity.face_match.v1.standard	ICC	2 / $0.01
identity.verification_level.v1.standard	ICC	2 / $0.01
identity.verification_method.v1.standard	ICC	2 / $0.01
identity.confidence.v1.standard	ICC	2 / $0.01
identity.name_verified.v1.standard	ICC	2 / $0.01
identity.verification_authority.v1.standard	ICC	2 / $0.01

Age - Strict

14 claims

Deterministic age from the document date-of-birth.

Claim	Class	Source	Price lot
age.range_13_17.v1.standard	0	ICC	2 / $0.01
age.range_18_24.v1.standard	0	ICC	2 / $0.01
age.range_25_34.v1.standard	0	ICC	2 / $0.01
age.range_35_44.v1.standard	0	ICC	2 / $0.01
age.range_45_54.v1.standard	0	ICC	2 / $0.01
age.range_55_64.v1.standard	0	ICC	2 / $0.01
age.range_65_plus.v1.standard	0	ICC	2 / $0.01
age.over_55.v1.strict	0	ICC	1 / $0.01
age.over_65.v1.strict	0	ICC	1 / $0.01
age.over_13.v1.strict	1	ICC	1 / $0.03
age.over_16.v1.strict	1	ICC	1 / $0.03
age.over_25.v1.strict	1	ICC	1 / $0.03
age.over_18.v1.strict	2	ICC	1 / $0.05
age.over_21.v1.strict	2	ICC	1 / $0.05

Age - Estimate

7 claims

Probabilistic age from the liveness session.

Claim	Class	Source	Price lot
age.over_13.v1.estimate	2	Liveness	1 / $0.10
age.over_16.v1.estimate	2	Liveness	1 / $0.10
age.over_18.v1.estimate	2	Liveness	1 / $0.10
age.over_21.v1.estimate	2	Liveness	1 / $0.10
age.over_25.v1.estimate	2	Liveness	1 / $0.10
age.over_55.v1.estimate	2	Liveness	1 / $0.10
age.over_65.v1.estimate	2	Liveness	1 / $0.10

Liveness

1 claim

Anti-spoofing liveness assertion.

Claim	Class	Source	Price lot
liveness.human.v1.standard	2	Liveness	1 / $0.10

Document

5 claims

Assertions about the uploaded identity document.

Claim	Source	Price lot
document.active.v1.standard	ICC	2 / $0.01
document.type.v1.standard	ICC	2 / $0.01
document.country_of_issue.v1.standard	ICC	2 / $0.01
document.state_of_issue.v1.standard	ICC	2 / $0.01
document.license_class.v1.standard	ICC	2 / $0.01

Freshness

4 claims

Recency assertions about prior verifications.

Claim	Source	Price lot
freshness.current.v1.standard	ICC	2 / $0.01
freshness.status.v1.standard	ICC	2 / $0.01
freshness.last_check.v1.standard	ICC	2 / $0.01
freshness.hours_remaining.v1.standard	ICC	2 / $0.01

Uniqueness

1 claim

No-duplicate assertions across the CAIRL identity graph.

Claim	Class	Source	Price lot
uniqueness.per_partner.v1.standard	0	ICC	2 / $0.01

Contact

2 claims

Verified contact channels.

Claim	Class	Source	Price lot
contact.email_verified.v1.standard	0	ICC	2 / $0.01
contact.phone_verified.v1.standard	0	ICC	2 / $0.01

MFA

8 claims

Step-up factors available to the session.

Claim	Source	Price lot
mfa.enabled.v1.standard	ICC	2 / $0.01
mfa.totp.v1.standard	ICC	2 / $0.01
mfa.email.v1.standard	ICC	2 / $0.01
mfa.fingerprint.v1.standard	ICC	2 / $0.01
mfa.sms.v1.standard	ICC	2 / $0.01
mfa.face.v1.standard	ICC	2 / $0.01
mfa.voice.v1.standard	ICC	2 / $0.01
mfa.method_count.v1.standard	ICC	2 / $0.01

KYC

2 claims

Sanctions, PEP, and watchlist screening.

Claim	Class	Source	Price lot
kyc.complete.v1.standard	1	ICC	1 / $0.01
kyc.level.v1.standard	1	ICC	1 / $0.01

Bank

12 claims

Claims that require a connected bank account.

Claim	Class	Source	Price lot
bank.connection_active.v1.standard	0	Bank	2 / $0.01
bank.has_verified_account.v1.standard	0	Bank	1 / $0.01
bank.account_age_above.v1.standard	0	Bank	1 / $0.01
bank.no_overdrafts_90d.v1.standard	0	Bank	1 / $0.01
bank.multi_institution.v1.standard	0	Bank	1 / $0.01
bank.positive_cash_flow.v1.standard	1	Bank	1 / $0.02
bank.account_owner_match.v1.standard	1	Bank	1 / $0.03
bank.balance_above.v1.standard	1	Bank	1 / $0.03
bank.has_direct_deposit.v1.standard	1	Bank	1 / $0.03
bank.has_recurring_income.v1.standard	1	Bank	1 / $0.03
bank.has_recurring_rent.v1.standard	1	Bank	1 / $0.03
bank.identity_cross_verified.v1.strict	1	Bank	1 / $0.05

Bank Provision

Class 4 - priced at runtime.

Bank connection (via Plaid): $1.95-$2.40 per connection. Max cap: $3.00.

Range cites BIL-005 Section 4.3 Known provision types. Cap cites BIL-005 Section 4.3 maxPriceCap. Charged only once per connection; per-claim rates in the Bank table above apply afterward.

Notes

VAE session floor: $0.03 per evaluation. Single-claim sessions round up to the floor.
Enrollment (once per user per platform): $0.50.
Retries are free. You pay only on a usable true/false result.
Prices come from the CLM-002 registry at render time. When the registry updates, this sheet updates.

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